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Mortgage Rates Tuesday, June 13: Fixed Rates Rise a Day Before Fed Announcement

Mortgage rates for 30- and 15-year fixed home loans rose today, while 5/1 ARMs held steady, according to a NerdWallet survey of current mortgage rates published by national lenders Tuesday morning.

Tomorrow’s expected short-term interest rate hike by the Federal Reserve may have little impact on mortgage rates. What the Fed reveals about its economic outlook — and its plan for future interest rate increases — is much more likely to be the main driver of rate movement.

Political wild cards are also in the mix, including Attorney General Jeff Sessions’ testimony this afternoon before the Senate intelligence committee. Continued fallout from the general election in the United Kingdom could move global markets, as well.

Economic reports, including key measures of inflation, are also on the agenda over the next two days.

Any number of these factors could cause volatility in mortgage rates. For borrowers in the rate-locking stage of the mortgage process, it’s a good time to stay close to your lender.

MORTGAGE RATES TODAY, TUESDAY, JUNE 13:

(Change from 6/12)
30-year fixed: 4.06% APR (+0.02)
15-year fixed: 3.44% APR (+0.02)
5/1 ARM: 3.85% APR (NC)

Get personalized mortgage rates

NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

More from NerdWallet
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Hal Bundrick is a staff writer at NerdWallet, a personal finance website. Email: [email protected] Twitter: @halmbundrick.

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The article Mortgage Rates Tuesday, June 13: Fixed Rates Rise a Day Before Fed Announcement originally appeared on NerdWallet.

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